Insurance Underwriter

Job title:

Insurance Underwriter

Company

Benefact Group

Job description

Working hours: 35 hours per week, Monday to FridayDuration: PermanentLocation: South London / HybridAbout the roleAccess Insurance, who are proudly part of Benefact Group, are looking for a Insurance Underwriter to join our Selsdon office.We are seeking a motivated Scheme Underwriter to join our team. In this role, you will be responsible for underwriting insurance risks within delegated authority schemes, specifically focusing on the third sector (charities, non-profits, and voluntary organisations). You will assess, analyse, and price risks, ensuring the profitability and sustainability of the schemes while providing excellent service to our brokers and clientsWhy join us?Join a collaborative and inclusive culture that’s committed to making a difference and building a more sustainable future. Ranked amongst the UK’s top 50 Best Large Companies to Work For in 2024, we offer fantastic career and development opportunities within a rapidly growing, innovative Group—where all profits go to charity and good causes.What you’ll be doing

• Underwriting & Risk Assessment: Evaluate new business and renewal risks, assessing a range of third sector risks (e.g. public liability, trustee indemnity, property damage, etc.) to set terms and premiums within internal authority, referring complex cases as needed

• Scheme Management: Oversee delegated authority schemes, monitor performance metrics (e.g. loss ratios), ensure compliance, and conduct regular audits.

• Broker & Relationship Management: Maintain strong broker relationships through support and training, act as underwriting contact/ technical query referral, and collaborate with internal teams to ensure smooth operations.

• Product Development: Support the creation and refinement of our insurance products based on market trends, client needs, and legislative changes.

What you’ll need to have

• Experience in commercial insurance
• Interpersonal skills
• Time management skills
• Written and verbal communication skills
• Organisational and scheduling skills
• Knowledge of policy and procedure processes
• Computer skills
• Decision making and problem-solving skills
• Questioning and listening skills
• Analytical and adaptable

What makes you stand out

• Preferably Cert CII or desire to complete in a short period of time
• Experience of Underwriting within Delegated Authority Schemes
• Dip CII or ACII
• History of voluntary work with the third sector

What we offer

• A competitive salary – let’s discuss it
• 23 days annual leave plus bank holidays
• A pension scheme
• A financial support scheme to obtain professional CII qualifications (Cert CII, Dip CII, ACII)
• Regular training, personal development and structured CPD sessions
• Various “happiness” perk schemes
• An internal mentoring and support structure
• Regular social events and the opportunity to participate in fundraising and volunteering. 6 Charity days per annum
• A genuine desire to see our staff succeed, grow and progress within the company

Hear from the hiring manager“This is a fantastic opportunity to join a small but growing department, develop great insurance skills and service a client base that is striving to do good in the community.”About usAccess Insurance are Chartered Insurance Brokers and specialist advisers to charities, churches and community groups. Our mission is to help all types of charities and not-for-profits manage their risks by giving specialist advice and designing bespoke insurance policies. We are a business built on social enterprise principles and values. Our culture embodies generosity in serving and giving to charitable causes. One of our key motivations for growth is to positively impact the sector through philanthropy.Benefact Group is a unique international financial services Group made up of over 30 businesses. We are owned by a charity and have been the 3rd largest UK corporate donor over a decade*, having given away £250 million since 2014. We have ambitious plans to become the UK’s number one corporate donor, with strategic objectives in place to double the Group’s size.We believe it’s essential to attract, empower, grow and reward talented people, offering fantastic opportunities for career and personal development. Our giving ethos, 135-year history and the diversity of what we do, has enabled us to build a culture of kindness, great ambition, and of passionate people driven to do better and be better.At Benefact Group, we are committed to creating an inclusive culture and building an environment where each and every one of us feels valued and respected. We are a community made up of people with a range of different backgrounds, abilities, perspectives, beliefs and interests and we value the strength this brings to us as a Group. We welcome applications from everyone.If you need any additional support during the recruitment process, then please let us know.*Directory of Social Change’s UK Guides to Company Giving 2017-26

Expected salary

Location

South Croydon, Greater London

Job date

Wed, 18 Jun 2025 05:20:45 GMT

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