FinCrime Analyst (Apprenticeship or 6-months Internship)

Job title:

FinCrime Analyst (Apprenticeship or 6-months Internship)

Company

Swan.io

Job description

AboutSwan is the leading European fintech specialized in embedded banking. A laureate of the French government’s selective year list of tech champions, “French Tech Next 120,” we are quickly expanding across Europe.Over 100 European companies have already seamlessly integrated banking services such as accounts, cards, and payments into their products through our Banking-as-a-Service platform. This approach, known as “embedded finance”, empowers businesses to elevate their offerings and create new revenue streams — often times tripling their revenue!Our founders’ vision from the beginning was Simplicity: that anyone with a fintech idea at 2 am can visit our website, start building, and buy themselves a coffee with a self-issued card the very next day. That vision has taken us far.Following a 38M€ Series B round last September, we have been doubling our headcount and already have over 230 Swanees across offices in Paris, Bordeaux, Berlin, Barcelona, Amsterdam, and Milan! If you’re excited about joining a European fintech adventure, Swan is the way!To learn more about us: ; .Job descriptionAttached to the Risk team and working closely with the Compliance and Operations teams, your primary responsibility will be to proactively monitor clients’ transactional activities to protect the company against fraudulent activities, money laundering risks, financial risks, and reputational risks.You will also be responsible for handling various internal or external requests requiring a thorough analysis of account activity.✨ Your mission

• Process alerts related to various transactions (cards, SEPA transactions, and international transactions) across various client types (individual accounts, freelancers, businesses).
• Participate in detecting trends and continuously improving our transaction monitoring rules.
• Analyze and address customer requests that may be victims of fraud, including chargeback cases and fraudulent transfers.
• Handle external requests such as judicial requisitions or recall requests.
• File suspicious activity reports with relevant regulators.
• Contribute to onboarding merchant clients by assigning an appropriate risk level.
• Manage communication with end clients and partners when suspicious activity is detected.
• Contribute to the preparation of regulatory reports such as OSCAMP in France.

✨ Your teamJoin our dynamic and expanding Risk team, led by our experienced Lead Risk.The Risk team operates within a department alongside the Compliance, Legal, and Internal Control teams.Our team, currently consisting of four members, is actively expanding, with ongoing recruitment for two additional team members.Preferred experience✨ You’re a great match if:

• You are a student pursuing a Master’s or Bachelor’s degree looking for an apprenticeship or a 6-month internship.

• Strong analytical skills with an eye for detail.

• Effective communication with internal and external stakeholders.

• Curious mindset.

• Flexibility to adapt to changing requirements in an evolving and fast-paced environment.

• Ideally, you are interested in financial crime, fraud, or the AML/CFT regulatory framework.

• Fluent in English.
• Our ideal teammate: Empathetic. Skilled. Frank. We love to challenge each other, and we leave our egos at the door.

It’s okay if you don’t tick all the boxes — don’t let imposter syndrome prevent you from applying! 🙌Swan is committed to providing a caring work environment for all employees, regardless of age, sex, disability, sexual orientation, race, religion, or belief.When it comes to recruitment, we’re interested in your work experience, skills, and overall personality. Because diversity makes the workplace stronger and is necessary for Swan’s success, we are intensifying efforts to incorporate concrete actions to help us improve in this area.About Swan✨ Perks of being a Swanee:

• Meal Vouchers: We provide a Swile card to cover your meals on work days. 🥗
• Transport: Monthly mobility package for employees. In accordance with the company agreement for sustainable mobilities, you can now use your mobility package to pay for alternative commuting modes. 🚇
• Holidays: 2 days of paid leave per month. 🏝️
• Sports: Thanks to our partnership with

and , you can enjoy advantageous discounts on subscriptions. They offer a wide range of sports activities as well as wellness activities. The offers are valid in several European cities, as well as online. 🏋 * Offsite: Once a year we gather to reconnect, deep-dive into big topics, and relax. 🤝

• This isn’t a perk, it should be the rule, but diversity and inclusion are important at Swan. We’re working hard to get better every day.

✨ Our values:Swan’s core values guide our actions daily. Individually, they may seem obvious, but together, they form a unique culture.Simplicity: Leonardo Da Vinci said: “simplicity is the ultimate sophistication.” If something’s convoluted or confusing, we work extra hard to break it down. – Making complex things simple is what we do.Long Term: We always play the long game, whether it’s to support our partners in their growth journey, or make tangible commitments to climate action.Excellence: We are a team of experts who consistently go all out to create pixel-perfect banking services and exceed our partners’ expectations— whatever it takes.Be Human: We believe in the power of kindness and the importance of acting with integrity. But embracing our humanity extends beyond interpersonal interactions, it means caring about greater issues that affect our planet.You can find out more about our .Recruitment process

• Hiring Manager Interview: In-depth discussion with

, our Fincrime Team Lead (45 min) * Case Study: A take-home task to evaluate your analytical skills.

• Final Interview: Discussion with one of our FinCrime Analysts (30 min)

Expected salary

Location

Paris

Job date

Sat, 22 Feb 2025 07:28:47 GMT

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