Attain Finance
Job title:
Credit Bureau Reporting Specialist
Company
Attain Finance
Job description
Overview:Are you ready to make a difference in the world of consumer finance? At Attain Finance, we bring over 50 years of expertise in providing credit solutions across the U.S. and Canada. Our deep roots in the financial industry have empowered us to develop convenient, easily accessible financial services that meet our customers’ growing needs.Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. Our portfolio includes distinguished brands like Cash Money®, LendDirect®, Heights Finance, Southern Finance, Covington Credit, Quick Credit, and First Heritage Credit. Each brand is constantly evolving to better serve our customers.Be part of a dynamic team that is shaping the future of consumer finance. Apply today and take the next step in your career with Attain Finance! Responsibilities:In this role, you will serve as an expert in the technical aspects of credit bureau reporting and direct / indirect disputes management. You will investigate and respond to direct and indirect disputes; ensuring they are addressed accurately and in a timely manner in accordance with regulations and internal policies. Special projects may include assisting with credit reporting and Metro2 file pre and post audits.What you will be doing:
- Adhering to company’s FCRA and credit policies, operational procedures, SOPs, and training guides focused on dispute resolution and management
- Root cause analysis and tracking for received credit disputes
- Recommending and implementing modifications to procedures, workflow, and processes as necessary to ensure efficient, effective, and accurate processing
- Ensuring operational/compliance objectives remain in line with business requirements and organizational strategies
- Assisting as needed in compliance reviews, audits, and regulatory exams as they pertain to credit bureau reporting, credit disputes and inquiry removals
- Researching and responding accurately to direct and indirect credit disputes within a timely manner
- Submitting AUDs for account corrections and fraud deletions
Qualifications:What you should have:
- Bachelor’s Degree or 2+ years of work experience utilizing analytical and customer escalation skills
- Proficiency with Microsoft Office applications including expertise in MS Excel, MS Outlook, MS PowerPoint and MS Word
- Proven ability to be proactive and results oriented
- Experience adapting quickly to new technologies and changing business requirements
- Ability to grasp technical operational disciplines and procedures; accuracy and attention to detail are required
- Ability to prioritize, manage multiple projects, articulate, and communicate complex results in a fast-paced environment
You will stand out as a candidate if you have:
- Familiarity with e-OSCAR dispute handling technology and/or the Metro 2 industry standard format for credit reporting
- Experience with ACDV (Automated Credit Dispute Verification form) and AUD (Automated Universal Data form)
- SQL knowledge a plus
- Experience with the Metro2 credit reporting format and Metro2 file review
Base Hourly Rate: $23.00 – $25.00The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly rate offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience.All full-time employees are also eligible for the following benefits: Paid Time Off, Medical, Dental, Vision, 401k, Life Insurance, Disability, and other voluntary coverages.This employer participates in E-Verify for US-based hires.#AttainFinance EEO Statement:Attain Finance Supports Equal Employment Opportunity. CURO (dba Cash Money®, LendDirect®, Heights Finance, Southern Finance, Covington Credit, Quick Credit, and First Heritage Credit) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state/provincial or local law where a particular employee works. In addition, it is the policy of Attain Finance to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state/provincial law where a particular employee works.Notice to Attain Finance job applicants: Attain Finance will never ask for your personal banking information, transfer of funds, a credit card, or for you to purchase any equipment to process a job application or for training. Authorized Attain Finance representatives’ email addresses will end in @attainfinace.com, @curo.com, @first-heritage.com, @heightsfinance.com, and @cashmoney.ca.
Expected salary
Location
Auds, Aberdeenshire
Job date
Sat, 22 Mar 2025 03:26:02 GMT
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